Asset Equine - Equine Insurance, Farm Insurance

Assets Full Mortality policy is essentially life insurance for your horse. It provides coverage in the event the insured horse dies from accident, injury, illness or disease, and also includes coverage for humane destruction (the horse is put down for humane reasons), as well as theft. The policy will by design cover the horse while it is in the continental United States. Coverage can extend to other countries as well, with prior notice and additional premium paid. Coverage is available for horses in good physical shape between the ages of 24 hours and 18 years. Some companies that we work with also include Emergency Colic Surgery coverage as part of the mortality policy, at no cost. The limit is 50% of the value of the horse, with a maximum of $3,000. While this would most likely only cover part of the costs associated with colic surgery, it is an important benefit. Please note: if your horse has a history of colic problems, either medical or surgical, this coverage will not apply. PLEASE NOTE: Livestock valued at $25,000 and over, please see additional requirements of Veterinary Certification. Click here to Download Veterinary Certification Livestock valued below $25,000, please see additional requirements of Statement of Health. Click here to Download Statement of Health.

Another type of Assets mortality coverage that is available as an alternative to Full Mortality is called Limited Mortality. This policy covers if the horse dies as a result of a limited number of distinctively named causes that are spelled out in the policy, such as fire, lighting, flood, etc. If your horse is still valuable, and older than 18 and therefore ineligible for Full Mortality, you should consider this coverage.

Assets most popular coverage our customers add to their mortality policy. Major Medical will help reimburse you for veterinary costs in the event your horse suffers an accident, injury, illness, or disease during the policy period. Coverage is available for horses between the ages of 6 months and 15 years. Coverage limits of $5,000 and $10,000 are available, and premiums start at $225 and increase accordingly. Some restrictions to limits may apply depending on the insured value of the animal. The Major Medical premium is fully earned, which means that if you cancel the policy mid-term, there is no refund on this premium. This coverage is only available in conjunction with Full Mortality.

In the event your horse is permanently unable to perform its insured use, this coverage will reimburse you for a portion of the horse's insured value. The range and availability of the coverage depends on the horse's age and discipline, and a full veterinary exam (similar to a pre-purchase exam) may be required. Please contact Asset for more details. PLEASE NOTE: Completed in addition to the Full Mortality Application.
Download Loss Of Use Form.

This coverage will reimburse you for 100% of your proven stallion's insured value in the event he can no longer settle mares in foal due to an Accident, Sickness, or Disease. A breeding history will be required--coverage is not available for unproven stallions. PLEASE NOTE: Additional requirements:
Download Owners AS & D.
Download Veterinaries AS & D.

P.O. Box 185
Pilot Point, Texas 76258
Toll free: 888.686.5662
Local: 940.686.0869
Fax: 940.686.5203
mail@assetequine.com

We are licensed in MOST STATES

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